At problem is Defendant optimum Title Loans LLC’s movement to Dismiss

At problem is Defendant optimum Title Loans LLC’s movement to Dismiss


Sean McCullough, Plaintiff, v. Optimum Title Loans LLC, Defendant.

Honorable John J. Tuchi United States Of America District Judge


(Doc. 17, Mot. ), to which Sean that is plaintiff McCullough a reply (Doc. 18, Resp. ), and Defendant filed an answer (Doc. 20, Answer).


May 1, 2018, Plaintiff obtained that loan from Defendant for $10,000. (Doc. 1, Compl. ¶ 9. ) Pursuant up to a funding agreement governing the mortgage (the “contract”), Plaintiff ended up being obligated to create planned re re payments to Defendant using the very first repayment due on June 30, 2018. (Compl. ¶ 11. )

Plaintiff alleges that Defendant made telephone calls and delivered texting to their cellular phone trying to collect in the loan right after the events joined the Agreement. (Compl. ¶ 13. ) When answering the phone phone calls, Plaintiff experienced a pause enduring a few moments and over over and over said “hello” before being linked to a representative that is live. (Compl. ¶ 16. ) Plaintiff asked that Defendant stop calling him because re payments beneath the Agreement are not yet due. (Compl. ¶ 17. ) Notwithstanding Plaintiff’s demand, Defendant allegedly made at the very least thirty more telephone phone calls to Plaintiff from multiple cell phone numbers. (Compl. ¶ 18. )

In February 2019, Plaintiff filed a issue alleging that Defendant willfully and knowingly violated the phone customer Protection Act (“TCPA”). (Compl. ¶ 28. ) Plaintiff alleges that Defendant utilized a telephone that is automatic system (“ATDS”) to produce phone telephone calls and deliver texting to Plaintiff’s mobile phone without Plaintiff’s permission. (Compl. ¶¶ 25-26. ) Into the grievance, Plaintiff also raises claims for deliberate infliction of psychological breach and distress of agreement (collectively the “state legislation claims”). (Compl. Continue reading “At problem is Defendant optimum Title Loans LLC’s movement to Dismiss”